It may come as no surprise that one of the most common areas couples fight or disagree about is money. However, mapping out a plan together will go far in minimizing financial stress that can build during a marriage.

Last week we examined the first three steps towards reaching financial wedded bliss! If you missed it or want to recap, you can check it out here.

We looked at how to evaluate the past, open up communication, create a budget, and set goals. Now it’s time to check out the final actionable steps!

Marriage (unfortunately) is not simply an “I Do” followed by an automatic “happily ever after.” It’s a journey. And like it or not, finances play a significant role in that journey. Your saving habits, spending tendencies, accumulated debt, and monthly income all greatly impact your partner and the life you share together.

Most couples probably don’t think about financial responsibility and budgeting with enthusiasm or excitement. After all, it takes time to do and makes you thoroughly examine your behaviors with money (both the good and the bad). It could also be cause for some unpleasant surprises.